Radical Trust

At Tala, we see the world differently. We’re driven by a fundamental belief in people, and we work hard to prove their potential. We take risks that others won’t, in order to put more power in our customers’ hands.

What We Do

Tala offers the world’s most accessible consumer credit product, instantly underwriting and then disbursing loans to people who have never had a formal credit history, all through a smartphone app. Loans range from $10 to $500.

How We Do It

Powered by advanced data science, Tala has built a modern credit infrastructure from scratch. Anyone with an android smartphone can apply for a loan and receive an instant decision, regardless of their credit history. The application takes only minutes and money is sent directly to the borrower’s mobile money account or other cash out options. Read our policy on data ethics here.

hands hold smart phone with Tala app open

Why We Do It

With nearly half of the global population unable to participate in the formal financial sector, the world misses out on countless new ideas, businesses, and innovations. At Tala, we believe every person deserves the opportunity to take charge of their financial life. That’s why we’re building a financial system that works for everyone.