We're a global technology company building the world's most accessible financial services.

What We Do

Tala offers digital financial services to help the traditionally underbanked borrow, save and grow their money. Our consumer credit app is the world’s most accessible, instantly underwriting and disbursing loans to people who have never had a formal credit history. Loans range from $10 to $500 with rates as low as 4%.

How We Do It

Powered by advanced data science and machine learning, we built a modern credit infrastructure from scratch. Anyone with an Android smartphone can apply for a loan, get an instant decision and receive funds directly to their account. We’re building new tools to help users manage their money and pursue their goals. 

Why We Do It

At Tala, we believe every person deserves the opportunity to take charge of their financial life. And with nearly half of the global population unable to participate in the formal financial sector, the world misses out on countless new ideas, businesses and innovations. 


Tala is proud to be recognized for our award-winning innovation as well as our company culture. In 2023, Tala was named to CNBC’s Disruptor 50 for the fourth time in a row. Tala is also part of the World Economic Forum’s Global Innovator Community

Our Leadership


Shivani Siroya

Founder & CEO


Jen Loo

Chief Financial Officer


Robert Irwin

Chief Legal Officer


Kunal Kaul

Chief Risk & Strategy Officer


Jori Pearsall

Chief Product Officer


Kelly Uphoff

Chief Technology Officer


Lauren Pruneski

SVP, Global Brand & Communications

Our Investors