Powerful financial infrastructure for the
new global economy

Rooted in data and driven by vision, Tala is making financial services smarter, faster, and more accessible worldwide.

The most comprehensive
AI credit engine

Tala’s personalized credit platform harnesses machine learning plus a decade of proprietary data to underwrite millions of customers who have never interacted with the formal banking system.

Data-obsessed,
vertically integrated

Tala is the first and only platform to combine the intelligence of a credit bureau, the payments execution of a fintech and the relationship expertise of a bank into one integrated solution.

Credit that
smashes barriers

We’ve reimagined credit from the ground up—using alternative data to create digital financial identities for every customer. Our models underwrite in seconds and expand access to millions, with repayment rates rivaling the world’s leading financial institutions.

Fintech that
works for everyone

Tala is building the financial backbone of the future, connecting cash and digital ecosystems to scale financial access—inviting 10 million and counting to take their place in the global economy.

10M+

Customers served

$6B

In credit access delivered

3

Continents and counting

A smarter financial experience

Through Tala’s mobile app, customers can bypass the barriers imposed by legacy institutions to access an instant credit line, move money between digital wallets, and cash out in physical locations.

Personalized credit done right

Our credit application takes minutes, and real-time underwriting means customers get the right offer for them. With dynamic credit limits and pricing, each customer can be rewarded for growing with Tala.

Unlocking growth with crypto

Tala is making it easier for customers to manage their finances in real-time every day. Our new crypto-enabled digital wallet saves customers money and enables seamless transfers with safe cash storage.

Proving our impact where it counts

63%

Report accessing a digital loan for the first time

78%

Report they could not easily find a good alternative to Tala

76%

State they experience improvements in quality of life

80%

Of women surveyed report increased confidence due to Tala

View our impact reports

Testimonials

“When I got approved for a loan it was like a huge weight has been lifted off my shoulders because I don't need to worry about my water and electricity bills.”

Jean, Philippines

“When no one was willing to help me start my dream career, Tala helped me go from baking with charcoal to baking with a clean and lovely oven. Tala trusted me to live my story.”

Baraka, Kenya

“Tala is a company for all working Mexicans. They consider you, even if you may not have a credit history. From the very beginning, Tala puts their trust and confidence in you.”

Alejandro, Mexico