Complex data. Innovative solutions.
We’re connecting 10,000+ data points per customer to build a new kind of credit score. It's working in a way that the world has never seen before.
We question everything. We find insights where others don’t, analyzing everything from geolocation trends to network diversity to build our algorithms.
Traditional credit doesn’t work in emerging markets — mobile does. On our mobile platform, customers can access credit and other financial services instantly.
Our data models have empowered hundreds of thousands of customers globally to choose their financial futures.
Financial services at lightning speeds.
Real time credit scoring
Our advanced data models instantly evaluate an applicant’s creditworthiness and capacity. Customers can receive a personalized loan within minutes of downloading the app.
Full service platform
Within our platform, customers can view their credit status, track payments, get reminders, and ask for help. Integrated with country-specific mobile money providers, making and receiving payments is instant and simple.
Smart data models allow customers to increase their limits and lower their interest rates over time.
We leverage our unique understanding of our customers to create a personalized servicing experience.