The Opportunity

 

Traditional credit excludes over 2.5 billion people worldwide — but we believe everyone deserves control over their financial lives and power over their futures. That’s why we apply best in class technology practices in user experience, data science, and machine learning to creating financial products that can unlock massive growth potential in the world’s fastest growing economies.

We’re going beyond traditional credit models, taking into account network diversity, social connectedness, geographic patterns, and over 10,000 other data points, to build a much richer picture of a customer’s capacity. Our Android app is already being used by hundreds of thousands of people in East Africa, and we are quickly scaling into new markets around the world.

We work to put power into the hands of customers, so anyone with a cell phone can have a financial identity. 

 

Our Team

Santa Monica, USA

Santa Monica, USA

Manila, PH

Manila, PH

Nairobi, KE

Nairobi, KE

 

We're a global group of user experience, growth, data science, and technology nerds with a relentless drive to open financial access in emerging markets. We like to move fast with purpose, and we value creativity and experimentation.

 
 

Our Investors

 

We're proud to work with some of the industry's most successful and visionary investors, who provide integral support and guidance.

 

 
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Get in Touch

Got questions? Want to work/chat/hang out with us? We'd love to hear from you!
 

 
 
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We're Hiring

Looking for your next big technical challenge? Want to make an impact on the financial landscape of the future?