Complex data. Innovative solutions.

We’re connecting 10,000+ data points per customer to build a new kind of credit score. It's working in a way that the world has never seen before.


Inventure_WebIconsCreative Science

Creative science

We question everything. We find insights where others don’t, analyzing everything from geolocation trends to network diversity to build our algorithms.

Inventure_WebIconsDisruptive Finance

Disruptive finance

Traditional credit doesn’t work in emerging markets — mobile does. On our mobile platform, customers can access credit and other financial services instantly.


Global impact

Our data models have empowered hundreds of thousands of customers globally to choose their financial futures.

Financial services at lightning speeds.

Real time credit scoring

Our advanced data models instantly evaluate an applicant’s creditworthiness and capacity. Customers can receive a personalized loan within minutes of downloading the app.

Full service platform

Within our platform, customers can view their credit status, track payments, get reminders, and ask for help. Integrated with country-specific mobile money providers, making and receiving payments is instant and simple.

Enabled growth

Smart data models allow customers to increase their limits and lower their interest rates over time.

Customized servicing

We leverage our unique understanding of our customers to create a personalized servicing experience.


Our approach: Science with a soul.

The Tala team comes to work everyday because we love our customers. We strive to deeply understand our customers' abilities, accomplishments, and needs. We're passionate about Tala's purpose, and excited to share it with the world.